After a workplace injury, an unending series of questions will come to your mind, adding stress to your already complicated health and work situation. It is not advisable to handle this on your own; consult an employment lawyer who is experienced and respected within your community.
When you are injured at work, you have the right to file a workers’ compensation claim. New York state workers’ compensation law guarantees assistance to injured workers, granting them medical and financial help at a time when they need it most.
What is Workers’ Compensation?
Workers’ compensation is a series of laws created to provide financial support for those who have been hurt on the job, or for people who have developed a work-related illness.
Although the system was established to help both employers and employees, it can be difficult to access all the benefits granted by the law if you do not have the support of doctors and lawyers who specialize in these types of injuries.
What benefits can you receive?
In the state of New York, payments amount to two-thirds of wages received on average during the last year of work. This insurance also covers medical expenses and treatments required to improve or restore the employee’s health.
There are several types of benefits you may receive, including the following:
- Benefits for medical expenses
- Benefits for temporary damages
- Benefits for permanent damages
- Death benefits
The type of benefits you receive will depend on the type of injury and whether the injury is temporary or permanent.
How is a claim filed for workers’ compensation?
In order to request compensation, you will have to fill out a form that your employer will give you. This form is available with instructions in English and Spanish.
You will also have to see a doctor chosen by your employer’s insurance company, although you may be able to visit your own doctor.
In New York City, you should submit a workers’ compensation benefits application within thirty days of your injury.